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RFID, Radio Frequency identification, is the technology that let's you simply wave your credit card, passport or license in front of a nearby scanner instead of having to slide the magnetic stripe through it. It's a fairly simple concept. The electronic scanner sends a signal which is received by an antenna embedded into the card, which is connected to the cards RFID chip, thus activating it.


The first step to protecting yourself from RFID identity theft is simply knowing if you have an RFID-enabled credit card. You can find out by calling your credit card company, reading your card agreement or checking your card for the presence of an RFID chip or RFID logo, which looks like a series of expanding ripples or waves.



The RFID chip in a credit card when activated emits your account information. Criminals can send a radio signal from a standard checkout card reader purchased online for under $100. The victims credit card's antennae automatically answers the call by providing their card information. These criminals called "identity thieves" can then sell this information to other criminals or use it  to make purchases. 


Protecting your data from any skimming or theft is as simple as keeping your cards in a wallet or device that reflects and/or prevents radio waves from entering the container. The ACM®Wallet All Silver unit has been doing this since 2001.

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